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The role of postal networks in expanding access to financial services (Vol. 3) : Country studies : Egypt; Kazakhstan; Namibia; Romania; Sri Lanka; Uganda; Vietnam (Английский)

The study, the role of postal networks in expanding access to finance, comprises a review of about 60 developing countries in five regional landscapes, based mainly on secondary data. The study provides a unique insight into the worldwide provision of postal financial services. It identifies the strengths, weaknesses, opportunities, and threats faced by the postal sector-from a financial sector perspective and from a communication sector angle (traditional postal and information technology-based communication services). It also documents elements of best practice. Lastly, it offers a variety of strategic options covering several dimensions (policy, legal, regulatory, institutional, technology, capacity building, and corporate strategies). A limited number of country case studies are included in this paper to present a concise story. This paper attempts to determine the key success factors needed to achieve successful reform at a country level. There is no solution that is one-size-fits-all. Therefore a checklist of prerequisites is suggested to help policymakers and stakeholders to have an objective debate based on facts and figures and to look clearly into all options and solutions. This debate should lead to each country reaching a national consensus and a long-term vision on the way forward. Based on the underlying regional and country reports, it is clear that the postal branch network can be leveraged to promote access to finance and that the divide between success and failure depends on the strength of a clear policy and a strong commitment from the government to deliver the proposed solutions.

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