Deposit insurance is widely offered in a number of countries as part of a financial system safety net to promote stability. An unintended consequence of deposit insurance is the reduction in the incentive of depositors to monitor banks, which leads to excessive risk-taking. This paper examines the relation between deposit insurance and bank risk and systemic fragility in the years leading to and during the recent financial crisis. It finds that generous...
Подробнее
ПОДРОБНАЯ ИНФОРМАЦИЯ
-
2012/12/01
-
Рабочий документ в рамках исследования вопросов политики
-
WPS6289
-
1
-
1
-
2012/12/01
-
Disclosed
-
How does deposit insurance affect bank risk ? evidence from the recent crisis
-
deposit insurance
ФАЙЛЫ ДЛЯ СКАЧИВАНИЯ
ПОЛНЫЙ ОТЧЕТ
Официальная версия документа (может содержать подписи, и т.д.)