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Commitment savings accounts in Malawi : a product design case study (Английский)

Malawi‘s economy is heavily dependent on agriculture, especially tobacco, which comprises a majority of the country‘s exports. Tobacco farmers have one harvest a year, and while their income stream occurs over several months it must last them for the entire year, making it difficult to smooth consumption throughout the year. The objective of this case study is to present the design and implementation of a commitment savings product for groups of tobacco...
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