This paper studies the use of psychometric tests, which were designed by the Entrepreneurial Finance Lab as a tool to screen out high credit risk and potentially increase access to credit for small business owners in Peru. The analysis uses administrative data covering the period from June 2011 to April 2014 to compare debt accrual and repayment behavior patterns across entrepreneurs who were offered a loan based on the traditional credit-scoring...
Подробнее
ПОДРОБНАЯ ИНФОРМАЦИЯ
-
2015/12/03
-
Рабочий документ в рамках исследования вопросов политики
-
WPS7506
-
1
-
1
-
2015/12/03
-
Disclosed
-
Psychometrics as a tool to improve screening and access to credit
-
entrepreneur