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Innovations in small enterprise lending by Bank Danamon Simpan Pinjam in Wiradesa sub-district Central Java (Английский)

This case study explores the reasons for Danamon Simpan Pinjam (DSP) apparent success and rapid growth by examining in detail one DSP branch, and its competitors, in Wiradesa sub-district, Pekalongan district, Central Java. The key reasons behind DSP success include, first, the tight targeting of one group of clients with financial products suited to their needs. DSP loan products, in terms of size, collateral requirements, and repayment terms, are...
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