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SME credit scoring : key initiatives, opportunities, and issues (Английский)

Small and medium enterprises (SMEs) comprise a substantial part of the economic activity of both developed and developing countries. In the U.S. SMEs employ about 55 percent of the workforce and contribute over half the Gross Domestic Product (GDP). In developing countries, the role of SMEs is often relatively greater. For example, in Latin America, the vast majority of firms are micro or small enterprises and they employ approximately two-thirds...
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