Markets alone cannot provide adequate protection against the risk of unemployment. Private unemployment insurance (UI) fails because of informational problems: the so-called moral hazard (changes in behavior in the presence of insurance that are impossible or very costly to detect) and adverse selection problems (high-risk workers make insurance unattractive to average- and low-risk workers). Hence the mandate for social policy. But social policy...
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ПОДРОБНАЯ ИНФОРМАЦИЯ
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2004/02/01
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Краткие сведения
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30133
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1
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1
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2010/07/01
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Comparing unemployment insurance and unemployment assistance
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unemployment benefit
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