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Diagnostic report on the legal and regulatory environment for branchless banking in Indonesia (Английский)

Despite BI’s relatively advanced approach towards e-money, there are no outstanding examples of bank or nonbank providers in Indonesia successfully providing financial services to low-income customers through branchless banking. To date, neither MNOs nor banks have developed branchless banking business models that satisfy the needs of poor and unbanked clients. BI has recently issued regulations on e-money, but the ability of these regulations to...
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