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Banking through networks of retail agents (Арабский)

Only about one-quarter of households in developing countries have any form of financial savings with formal banking institutions: 10 percent in Kenya, 20 percent in Macedonia, 25 percent in Mexico, 32 percent in Bangladesh. Yet access to financial services whether in the form of savings, payments, credit, or insurance is a fundamental tool for managing a family's well-being and productive capacity: to smooth expenditure when inflows are erratic (occasional...
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